Lock In 5.99% or Get Up to 6% Off: Two Ways to Save on Your New Kartchner Home

Buying a new home is an exciting milestone, and at Kartchner Homes, we believe getting into your dream home should come with opportunities to save. That’s why we’re offering two limited-time promotions to help you make the most of your homebuying budget: lock in a 5.99% FHA interest rate on qualifying homes or save up to 6% off the base price of a to-be-built home.

Whether you’re ready to move into a new home or want to build one that fits your lifestyle, there’s an offer designed to help you get more for your investment.

Option 1: Lock In a 5.99% FHA Interest Rate

Ready to move into a new home sooner? Our limited-time financing promotion offers a 5.99% fixed FHA interest rate on qualifying move-in-ready and under-construction homes.

With a fixed interest rate for the life of the loan, you can enjoy more predictability in your monthly principal and interest payments while planning for the future.

Here’s what to know about this special offer:

• 5.99% fixed FHA interest rate on qualifying homes.
• Available on qualifying move-in-ready and under-construction homes.
• Rate available through our preferred lender, Karl Bowcutt at Highland Mortgage.
• No points or hidden fees associated with the advertised rate buy-down.
• Homes must close by January 22, 2027, while funds last.

If you’ve been waiting for the right opportunity to make your move, this promotion could be the extra incentive you need to find a home you love.

Option 2: Save Up to 6% on a To-Be-Built Home

Prefer to build a home that reflects your style and priorities? Our second promotion offers up to 6% off the base price of a qualifying to-be-built Kartchner home.

Building gives you the opportunity to select your floor plan, homesite, finishes, and features. With this special offer, you can put your savings toward the details that make a house feel like yours.

Depending on your selections and the applicable offer terms, you may be able to use your savings toward upgrades such as:

• Appliances: Add a refrigerator or other features before move-in.
• Luxury kitchen packages: Elevate your kitchen with premium finishes.
• Garage options: Explore additional space for vehicles, storage, and more.
• Flooring upgrades: Enhance your home with upgraded tile and luxury vinyl plank (LVP).
• Outdoor features: Consider a covered patio, exterior fixtures, or other available selections.
• Fireplace options: Add a gas or electric fireplace to create a welcoming living space.

The best part? You can explore the possibilities and decide which features matter most to you.

Two Offers. One Goal: Help You Get More From Your New Home.

Every homebuyer has different priorities. Some want the convenience of a move-in-ready home and the predictability of a fixed interest rate. Others want the flexibility of building and choosing the finishes that fit their vision.

That’s why we’re offering two distinct ways to save.

Choose the 5.99% FHA rate if you’re interested in a qualifying move-in-ready or under-construction home and want a fixed interest rate for the life of your loan.

Choose up to 6% off the base price if you’re planning to build and want to put your savings toward the home and upgrades that matter most to you.

Our team can help you explore eligible homes, understand the available options, and determine which promotion may be the best fit for your plans.

Find Your New Home in East Idaho or Cache Valley

Kartchner Homes is proud to offer homes across our communities in East Idaho and Cache Valley, Utah. Whether you’re looking for a home that’s ready sooner or planning a new build, our team is here to help you take the next step.

With two limited-time promotions available, now is a great opportunity to explore your options and start planning your future home.

Ready to Get Started?

Don’t miss your opportunity to save on a new Kartchner home. Schedule a conversation with our team today to learn more about the 5.99% FHA interest rate, the to-be-built home discount, and the homes that qualify.

Offers are available for a limited time and subject to eligibility, available funds, and applicable terms. For the 5.99% FHA rate, financing must be obtained through Highland Mortgage, a minimum credit score of 640 is required, and qualifying homes must close by January 22, 2027. The advertised rate and savings are subject to qualification and program requirements. The rate offer is not valid on previously signed agreements and cannot be combined with other discounts or rate buy-downs.

Your new home could be closer than you think. Let’s find the right path for you with Kartchner Homes.